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Current Rates

Terms Our Rates
6 Months 3.10 %
1 Year 2.64 %
2 Years 2.54 %
3 Years 2.69 %
4 Years 2.94 %
5 Years 2.99 %
7 Years 3.69 %
10 Years 3.74 %
Current Prime 3.20 %
5 Year Variable 2.30 %


Industry Associations...


Mortgage Links of Interest





CHIP Mortgage:

I am now a Certified Reverse Mortgage Specialist.

Please contact me for more information: margaretgeall@invis.ca or (780) 905-7996

HomEquity Bank, a Schedule I Canadian Bank, is the only national provider of reverse mortgages to Canadian seniors. HomEquity Bank originates and administers its reverse mortgage solutions under the CHIP Home Income Plan brand.

HomEquity Bank’s predecessor, Canadian Home Income Plan Corporation (CHIP), founded in 1986, pioneered the reverse mortgage concept in Canada and has been in the business for more than 20 years. Canadian Home Income Plan Corporation recently changed its name to HomEquity Bank after it received its bank charter on October 13, 2009.


Equifax: www.equifax.ca
Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score. Now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft.  Before making major purchases, such as buying a home or car, you can see exactly what information is available to potential lenders.

Genworth: www.genworth.ca
Genworth Financial assists families with mortgages, protects families through insurance and helps customers secure their financial future.

CMHC: www.cmhc.ca
Backed by 60 years of experience, we work with community organizations, the private sector, non-profit agencies and all levels of government to help create innovative solutions to today's housing challenges, anticipate tomorrow's needs, and improve the quality of life for all Canadians.

Canada Revenue Agency: www.cra-arc-gc.ca
The Canada Revenue Agency (CRA) administers tax laws for the Government of Canada and for most provinces and territories; and various social and economic benefit and incentive programs delivered through the tax system. 

Trans Union Canada: www.tuc.ca
Trans Union Canada is another consumer credit reporting agency providing credit reporting services to Canadian consumers. Trans Union Canada is also a great source of credit-related information.

The Bank of Canada: www.bankofcanada.ca
The Bank of Canada is the nation's central bank. It is responsible for Canada's monetary policy, bank notes, financial system and funds management.

Appraisal Institute of Canada: www.aicanada.ca
Appraisal Institute of Canada is the premier real estate appraisal association in Canada. The institute is a self-regulating body whose mission is to protect the public interest by ensuring highest standards, practices and professional conduct in real estate appraisals.

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